The trough, up front
The cash low point, the lowest month on the running balance, is the headline, so the moment you might run short is the first thing you see, not something you discover.
Pay
See your cash low point months before you reach it
Project the money coming in from your pay applications against the money going out to committed subcontracts, purchase orders and unlet cost, as one monthly net funding line, and read the lowest month, per project and across the whole business.
Billings to date$2,560,164certified pay applications
Earned revenue$1,071,22122% cost-complete × contract
Over-claimed position+$1,488,943BIEbillings in excess of earned
Cash forecast · net position, next 8 monthsLow point -$95,000 · Dec
Billings-to-date come from certified pay applications; cost-to-date, EAC and % complete come from the Budget forecast. WIP joins them at one number — earned revenue against what you have billed — so an over-claimed (BIE) position is visible long before it turns into a cash problem.
Trusted by builders across the country
From custom-home builders to commercial head contractors, teams run their projects on BuildPass.
The month you run short is the one you want to see coming
Built from real commitments, not a spreadsheet
Cash out comes from your actual committed subcontracts and POs on their own timing; cash in from your pay application cadence. It's derived live from the job, so it moves as the job moves.
Certain and expected, kept apart
Certified claims and committed cost show as certain; the remaining contract value and unlet cost show as expected, so you can read the confident part of the forecast separately from the projected part.
How it works
Everything the cash picture needs, from one job to the portfolio
Read the trough, shape the curves, and roll it up across every project.
Cash low point
-$95,000
Read the cash low point
A trough headline calls out the lowest month on the running balance, with a Low point badge on that period, so the tightest point is unmistakable.
In · certainIn · expectedOut · certainOut · expected
Cash in versus cash out
A monthly chart pairs cash in and cash out, each split into certain and expected, so the shape of the money, and where cash in falls short of cash out, reads at a glance.
| Period | Status | In | Out | Net | Balance |
|---|---|---|---|---|---|
| Jul | Actual | $300k | $260k | +$40k | $420k |
| Aug | Actual | $180k | $335k | -$155k | $265k |
| Sep | Forecast | $210k | $325k | -$115k | $150k |
| Oct | Forecast | $240k | $330k | -$90k | $60k |
| Nov | Forecast | $190k | $290k | -$100k | -$40k |
| Dec | Forecast | $175k | $230k | -$55k | -$95k |
| Jan | Forecast | $300k | $260k | +$40k | -$55k |
| Feb | Forecast | $420k | $255k | +$165k | $110k |
Locked months hold actuals; open months forecast forward.
A running balance by period
Period, status, cash in, cash out, net and running balance in one table, with each month marked Actual once locked or Forecast while open, and negative months flagged in red.
Acme Concreting$589,900
Even spreadS-curveFollow pay appCustom split
Spread across spanAug – Jan
Shape a commitment's curve
Adjust any subcontract or PO's span and cashflow profile (even spread, S-curve, follow claim cadence, custom monthly split or milestone payments), and the forecast reshapes live.
Budget cost$4,412,000
Committed · subs & POs$3,089,950
Unlet · still to let$1,322,050
Unlet cost spreads across the remaining months as expected cash out, and shrinks as you let the work.
Unlet cost stays visible
Budgeted cost that isn't committed yet is spread across the remaining months as expected cash out, so the forecast doesn't flatter you, and it shrinks as you let the work.
Portfolio low point
-$310k
| Funds the business | |
| Parkview Offices | +$420k |
| Northside Apartments | +$110k |
| Drains the business | |
| Coastal Villas | -$260k |
| Southbank Fitout | -$180k |
Roll it up across the portfolio
A portfolio view sums every project into one running balance and trough, and sorts the jobs that fund the business from the ones that drain it, grouped per currency and never merged across.
Connected to the whole job
The cash forecast is the timing lens over Win to Pay
It reads from the instruments that already carry the money. Your pay applications against the prime contract drive the income timing; your committed subcontracts and purchase orders, each with its own span, cashflow profile and payment terms, drive the expenditure timing; and the budget's unlet cost fills the gap. Locked months hold their actuals while open months forecast forward, so the past is fixed and the future is shaped by real decisions. Where WIP shows whether you're over- or under-claimed, the cash forecast shows when the money actually moves.
Cash in · billings
$4,850,000
$2.56m certified pay applications · $2.29m remaining contract value
netted against
Cash out · commitments + unlet
$4,412,000
$3.09m committed subcontracts & POs · $1.32m unlet cost
Running balance · cash low point
-$95,000
the tightest month on the timing line — Dec, even on a job that finishes ahead
Trusted by builders who run their projects on BuildPass
From custom-home builders to commercial head contractors, teams across Australia and New Zealand run their projects on BuildPass every day.
The onboarding process and training we received from the BuildPass team was fantastic.
Nick Du Bois
Managing Director, FORA
If you're considering implementing new technology on site, you must have BuildPass on your list.
Rob Lineker
Director, Dei One Projects
I'd recommend BuildPass to any builder, sub contractor or site manager. It just makes your life easier.
Garath Vella
Director, Lorden Vella
Frequently asked questions
It's projecting when money will come in and go out on your jobs, so you can see the tight months before they arrive. In BuildPass it nets projected cash in from your pay applications against cash out from committed subcontracts, POs and unlet cost, as a monthly running balance.
Cash out comes from each committed subcontract and PO's own span and cashflow profile, shifted by its payment terms; cash in comes from your pay application cadence and the remaining contract value. It isn't driven by typing a due date on each bill or invoice. It's derived from real commitments.
Not in this version. There are no scenario toggles or slipped-payment sliders. You shape the forecast through real decisions: a commitment's span, its cashflow profile and its payment terms. Change those and the forecast updates live.
No. The running balance is a relative funding line that starts from zero, so it shows how your cash position moves over the job, not your bank cash on hand. It isn't connected to a bank feed.
Yes. The portfolio view sums every project into one running balance and cash low point, and separates the jobs funding the business from the ones draining it. Mixed-currency portfolios are grouped per currency and never converted into a single figure.
See your cash low point in BuildPass
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