Construction retainage software
Retainage you can see, held and released without a spreadsheet
Retainage is withheld automatically as your pay applications are certified, tracked held-to-date against the head contract, and released at the milestones you agreed, substantial completion and end of the warranty period, with approval kept honestly separate from the cash.
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Retainage is real money, so it shouldn't live in a spreadsheet that drifted from the contract
The whole position, at a glance
Held-to-date, released, approved-not-settled, and still-held sit on one card against the head contract, so the retainage balance is current instead of reconstructed at the end.
Held automatically as you certify
Retainage is withheld at certification on your contract's rate and cap, straight off the certified amount, so the held total is right from the first claim.
Approval kept separate from cash
Approving a release freezes the amount; the money only moves when you record settlement, so approved-but-unpaid is a state you can see, not a gap you find later.
Everything retainage needs, in one register
From automatic withholding to released cash at completion.
See held, released and still held
Read withheld-to-date, released, approved-not-settled, and still-held on one card against the head contract.
Withhold automatically
Retainage is held at certification on the contract's rate and cap, off the certified amount, with no manual deduction each period.
Release on the milestones you agreed
A release schedule shows substantial completion and the warranty period with the amount eligible at each, so you release the right slice at the right time.
Approve without moving cash
Approving freezes the amount for the record; the held balance only falls when you record settlement, so the approved-but-unpaid position stays visible.
Record settlement, in full or in part
Record the cash paid against a release, with partial settlements carried forward, so the held balance always matches reality.
See subcontractor retention too
A live money-out projection shows the retainage you hold from subcontractors alongside the retainage held from you, so the net position is legible.
Retainage is the last piece of the money-in picture
It sits on the money-in side of Win to Pay, built directly on pay applications and the head contract. The rate, cap, and release schedule are set once on the contract; every time a pay application is certified, retainage is withheld off the certified amount and added to the running held-to-date balance. When it's time to get the money back, you release against that same balance at substantial completion and end of the warranty period, and record settlement as the client pays. Where bills track the retainage you owe subcontractors, this is the retainage the client owes you.
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